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Checking Renaissance Checking Interest Checking Free Checking StudentCard Account Select Membership Plus Accounts Deluxe Checks and Gift Cards

Checking

You know that a checking account is the workhorse of your banking relationship, right? Just checking.

Anyway, money comes in different denominations and checking accounts come in different styles as well. Still, there are some basic things that are the foundation of your banking relationship with Kirkpatrick Bank. Things like:

  • As many withdrawals or deposits as you need – free
  • Account information available by touchtone phone 24/7
  • A full range of banking activities available online - from bank statements to paying bills
  • Check cards that work as debit cards and ATM cards
  • Choices about other services you may want or need
Checking Comparison

Contact the branch nearest you or click here to open your new Kirkpatrick Bank account.

FREE CHECKING ACCOUNT

You like keeping things plain and simple. You’re all about reducing your carbon footprint in the world. You’re going to love this account. It’s free of fees, balance minimums, and printed statements.
  • Open with $50
  • You get full-service online banking privileges 24/7
  • You can have your paycheck deposited directly to your account, yay money!
  • You can pay bills, look at your statement and check your cleared checks all online, no paper wasted
  • You get a check card that also works with ATMs and is slimmer than a checkbook in your back pocket
Want some additional perks? Click here to check out our Select Membership options.

Contact the branch nearest you or click here to open your new Kirkpatrick Bank account.

RENAISSANCE CHECKING

Whatever you like most, it’s bound to be in this account. Discounts? Insurance? Free checks? It’s all here and it’s all yours.
  • Open with $50, there’s no minimum balance required
  • You get free checks and no fees for any Traveler’s Cheques or Money Orders
  • You can get a printed statement mailed to you free if you choose
  • You get an awesome discount package: travel discounts including hotels, rental cars, roadside service, pharmacy discounts, entertainment discounts including restaurants, movie theaters and more
  • You get $10,000 accidental death insurance, personal safety protection against lost keys, credit cards or documents; household inventory and emergency cash services

Contact the branch nearest you or click here to open your new Kirkpatrick Bank account.

PERSONAL CHECKING ACCOUNT

  • $200 minimum opening deposit
  • Balance requirement of $500 daily or $1,100 average daily
  • $7 monthly maintenance fee if balance requirement is not met
  • Printed statements and copies of check images available free upon request

Contact the branch nearest you or click here to open your new Kirkpatrick Bank account.

INTEREST BEARING ACCOUNTS

Sometimes it seems like the money goes in, the money goes out and what do you get out of it? Not a dime, unless… you’ve got one of our interest bearing checking accounts. We get that and we’ve got accounts that will help you make money on the money you make while being FDIC insured. Interested?

ACCOUNT BALANCE COMPUTATION METHODS

The daily balance method applies a periodic rate to the full amount of principal in the account each day. The average daily balance method applies a periodic rate to the average balance in the account for the period. The average daily balance is calculated by adding the full amount of principal in the account for each day of the period and dividing that figure by the number of days in the period.

INTEREST CHECKING

This is the workhorse of interest bearing checking accounts. It works just like a regular checking account with unlimited transactions, but it earns interest. Check out this win-win deal.
  • Open with $200
  • Earn interest on the active balance in your account
  • Maintain the basic required balance and there if no monthly fee
Want some additional perks? Click here to check out our Select Membership options.

Contact the branch nearest you or click here to open your new Kirkpatrick Bank account.

PLUS ACCOUNTS

This hits the upgrade button for any account if you're 55 or older.

We offer plus features for all our personal checking accounts.
  • Renaissance Plus: All the features of this premier account PLUS a lower monthly membership fee, added health benefits for pharmacy, vision and hearing discounts
  • Interest Checking Plus: All the features of this interesting account, PLUS lower fees should your minimum balance dip below the required amount. Add other perks to spice up your account with useful discounts with our Select Membership
  • Free Checking Plus: What's better than free? How about more free stuff like our Select Membership benefits?
Contact the branch nearest you or click here to open your new Kirkpatrick Bank account.

SELECT MEMBERSHIP

This hits the upgrade button for any account for only $4 a month. This special perks package is designed to put a little zip in your account. It is available to all customers not enrolled in our Renaissance Accounts (they already have the gold standard in perks!). If you want to upgrade the features in your account, check this out:

GREAT BENEFITS

  • Free Basic Logo Checks
  • Unlimited Check Writing
  • Free Online Banking
  • Free Online Bill Pay

EVERYDAY DISCOUNTS

  • Local and National Dining Savings
  • Local and Online Shopping Savings
  • Discounts on Everyday Services
  • Travel,Hotel and Recreation Savings

PERSONAL SECURITY

  • Travel Accidental Death Insurance
  • Identity Theft Protection
  • Payment Card Protection
  • Identity Guard

DELUXE CHECKS AND GIFT CARDS

Reordering checks is easy enough. Just follow the link below to order them directly from Deluxe.

Reorder Checks Online

Can't think of a gift for a friend or loved one? Click below to order a DeluxeCard Visa Gift Card.

Get a Visa Gift Card.

StudentCard Account

Student Tutorial

Kirkpatrick Bank's StudentCard is a check card account that gives you automated alerts as well as three easy ways to check your balance:

  • Online
  • KB Connection Line
  • Check Balance feature at ATMs

Students age 15 and older are eligible to open a StudentCard account, with a parent co-owning. It's a quick, easy way to begin your financial independence! A StudentCard Checking Account will give high school and college students:

  • A versatile checking account card, not a credit card
  • Direct deposit of paychecks
  • Automated alert features
  • 24/7 online banking
  • Check balances and account activity online
  • An opportunity to learn money management

Once you sign up, sign on to our online StudentCard tutorial. It will help you set up your StudentCard checking account, bank online, and provide financial tips and resources to help you manage your money.

Deer Creek, Edmond North, Edmond Memorial and Edmond Santa Fe students are eligible for a custom SchoolCard with Student Account that helps raise money for their school. SchoolCards are available with any Kirkpatrick Bank checking account. Get an iTunes giftcard when you open a new StudentCard Account!

Student Tutorial

Student Cards

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