Other Services

Your world can't be contained in checking and savings accounts, no matter how much we both love those. So, we offer a few other perks to our relationship.

Bill Pay

We love keeping things simple. And what could be simpler than not writing checks, stuffing and stamping envelopes and running by the post office, just to pay bills?

Click here to get simply organized.

Auto Draft/Deposit

Direct Deposit

We love automatic and we bet you do too. Your employer or other sources of regular income can deposit those payments directly to your account. No muss. No fuss. Usually all you need to do is provide a blank check. Or, we can provide a letter for you to use.

Auto Draft

The flip side of automatic money in is, you guessed it, automatic money out. You can authorize an automatic debit to your account for any regular monthly bill. Again, you provide a blank check or a letter from the Bank as part of your authorization. It is convenient, always timely, and well, automatic.

Contact your nearest branch for more information

E-Statement

This is the simplest thing ever! Instead of going to your mailbox or waiting for the mailroom to route it to you, go to your inbox.

Click here to enroll for E-Statements online or click here to sign on to E-Statements.

KB Connection Line

Although we really love to see you in our bank, your busy life needs access to your account any time. We have two options available: our Connection Line gives you account information by phone, our OnLine Banking gives you internet access to view your account and manage your transactions.

Contact your nearest location for more information.

Overdraft Privilege

Sometimes the pace of life gets a little hectic and the money coming in doesn't quite stay ahead of the money going out. Before you know it, you've written a check for more than you have available in your account. It can be a very embarrassing moment. Worse, it can have a lasting negative impact on your relationships with the people or companies with whom you do business. Kirkpatrick Bank has two options for you to consider.

Option 1

Kirkpatrick Bank will extend a courtesy privilege to help you pay those checks written on insufficient funds. We will establish an agreed limit and honor checks within that limit, rather than returning them unpaid. You will be charged a fee for each check written on insufficient funds and you must deposit enough funds to bring your account back to a positive balance within 30 days.

To learn more, contact the branch nearest you.

Option 2

Establish a statement savings account and link it to your checking account. If you have checks written against your checking account at a point where you have insufficient funds in the account, we will transfer funds from your savings account to your checking account, free of charge. You will need to maintain a sufficient balance in your savings account to make this option work for you.

To learn more, contact the branch nearest you.

Check Cards

This is a check card linked to your checking account and it works just like writing a check. It also doubles as an ATM card. We use VISA as our service provider.

Financial Planning & Investment Services

We all love to dream — about vacations, second homes, retirement, starting a business or expanding one. Whatever it is, dreams really do come true if we've done our homework right with solid financial planning.

Financial Planning and Investment Advisory Services are available through Womack Investment Advisers, Inc., a Registered Investment Advisor. Womack Investment Advisers, Inc. is not an affiliated entity of Kirkpatrick Bank and investments are not insured by the FDIC.

Click here to visit their website.

Visa/MC Credit Cards

The Kirkpatrick Bank Credit Card: A traditional credit card provided through Visa/MasterCard.

To learn more, or apply contact the branch nearest you.

Safe Deposit Box

Some things just need to be kept in a really safe place. And what could be safer than a bank? You can choose from a variety of sizes and locations.

To learn more, contact the branch nearest you.