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Funds Management Solutions

Customized solutions to enhance your cash flow.  

Analysis Account

An account designed for large-volume business customers with more complex banking needs.

  • Competitive Earnings Credit on collected balances that may offset or reduce service charges
  • Comprehensive look at your depository relationship each month

Money Market Account

An interest bearing account with check writing access  

  • Tiered interest rate
  • Transfer and check writing limits apply

Zero Balance Account (ZBA)

Simplify your daily banking activities by concentrating funds into one main bank account.

  • Subsidiary accounts can be set up for payroll, petty cash, etc. for enhanced reconciliation
  • Funds are automatically transferred at end of day

Insured Cash Sweep (ICS)  

Multi-million-dollar FDIC protection on large balances.

  • Convenience of one bank and one statement
  • Easy access to funds
  • Earn interest by putting excess cash balances in money market deposit accounts
  • Automated sweep available on the demand deposit account option

Certificate of Deposit Account Registry (CDARS)

A solution to access multi-million-dollar FDIC protection on your large balances.

  • Convenience of one bank and one statement
  • Competitive interest rates
  • Various terms available


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