Account Comparison

It's easy to choose the account that's right for you

Checking 

FREE
COMMERCIAL
CHECKING
SMALL
BUSINESS CHECKING
COMMERCIAL
CHECKING
INTEREST CHECKING
Sole Proprietorship and Non-profits
Minimum Opening Deposit $200.00 $200.00 $200.00 $200.00
Monthly Maintenace Fee None $8 if daily balance
< $2,500
$10.00
Offers an earnings credit to potentially offset fees
$8 if daily balance < $1,800 or if average daily balance < $2000
Transaction Fee First 100 transactions processed - no charge.
$.25/item over 100 transactions
First 250 transactions processed - no charge.
$.30/item over 250 transactions
$.15/check or debit processed & $.10/transit item deposited N/A
Balance Requirement to Earn Interest N/A N/A N/A $2,500.00
Interest Rate N/A N/A
N/A
 
Tiered

 

Savings

MONEY MARKET BASIC SAVINGS CERTIFICATE OF DEPOSITS
Minimum opening deposit $2,500 $100 $1,000
Monthly maintenance fee $10/month if daily avg. balance < $2,500 $5/month if daily average balance < $100 No monthly maintenance fee
Earns interest Tiered rates compounded and paid monthly Compounded and paid monthly Compounded and paid quarterly
Number of permitted withdrawals/cycle 6 6 -
Withdrawal fee $10/withdrawal over 6 $5/withdrawal over 6 Early withdrawal penalties may apply
Automatic transfers from other accounts Yes Yes -

 

More Saving Options

Insured Cash Sweep (ICS)

  • Earn interest by putting excess cash balances in money market deposit accounts
  • Access to multi-million dollar FDIC insurance protection
  • Conveniently manage ICS funds online
  • Withdraw ICS funds up to 6 times per month
  • Save time by working directly with just one bank – the bank you know and trust

Certificate of Deposit Account Registry Service (CDARS)

  • Earn interest by putting excess cash balances in certificate of deposit accounts
  • Access to multi-million dollar FDIC insurance protection
  • Save time with one bank, one rate, and one statement
  • Terms from 4 weeks to 5 years