Lending Services

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Personal Loans

Kirkpatrick Bank can meet your needs for personal loans. All of our personal loans are simple interest loans with NO prepayment penalty. You receive discounts with automatic payment from a Kirkpatrick Bank checking account. We offer quick decisions, flexible terms, and pre-approved loans.

Personal Loans can address a variety of needs, including:

  • New or used car
  • Boat
  • Recreational vehicle
  • Motorcycle
  • General consumer purpose loan

Home Loans

Whether you are purchasing a new home or looking to refinance your current home, Kirkpatrick Bank offers a full array of options online, including mortgage applications as well as planning and management tools to help you structure the best option for your needs. All of this is supported by real people, who are available to work with you to explore your needs and plans.

Learn more at kirkpatrickbankhomeloans.com

Home Equity Loans

A home equity loan is a great way to finance home improvements, education, vacations or debt consolidation while possibly receiving a tax benefit by contacting your tax advisor.

We offer fast application and approvals, low interest rates adjusted daily for market conditions, advances available for the entire term.

Flex Equity Loans

The Kirkpatrick Bank Flex Equity Loan provides a form of revolving credit in which your home serves as collateral. Unlike a traditional second mortgage, which provides funds all at once, the Flex Equity Loan allows flexibility to obtain funds as needed.

An available balance is established within the credit line, against which checks may be written to cover a wide range of needs, including college tuition, home improvement, or a new business start up.

Loan Application PDF

Click here for more information from the Federal Reserve Board.

For more information, email us or give us a call: OK 405.341.8222 | CO 719.866.6306

Equal Housing Lender