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Fraud Prevention Solutions

How we reduce the risk of fraud

Enhance security with solutions that safeguard information and minimize the risk of fraud.

Positive Pay 

Positive Pay is a fraud prevention service that enables you to transmit your issued check file to the bank for daily reconcilement of checks being presented for payment. Any items that don't match are shown as an exception item and through Business Internet Banking, you make your decision on whether the item should be paid. Positive Pay can save you money by minimizing the risk of fraud and forgery.

  • Automated notification of exceptions
  • Online exception management and image archive

 

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ACH Positive Pay

You can define business rules, using an ACH authorization or a transaction filter/block, at the account level for monitoring ACH activity in an effort to protect your account from fraud.  Every ACH transaction that is presented for payment is scrutinized against these rules to determine whether a transaction warrants your further review.

  • Automated notification of exceptions
  • Online exception management and image archive

Reverse Positive Pay

Review all previous day checks presented for payment prior to paying them.

  • Verify endorsements or lien waivers
  • View an image of each item to assist in making your decision to pay or not pay

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