Our Team 

Kirkpatrick Bank Home Loans team delivers expertise 
in every step of the mortgage loan process. including loan origination, 
underwriting, processing, closing and shipping, each of them with more 
than 20 years of experience. 

Please choose a lender and begin your application with them. If you don’t have a preference, GET STARTED HERE

Mortgage Lenders


  • Barbara Drake
  • Oklahoma
  • MLO #561547
  • 405.241.0831
  • Apply Now
  • I grew up in Oklahoma City, attended Putnam City High and Central State University (now known as University of Central Oklahoma). I’m a graduate of the Southwestern School of Banking at SMU and hold a Master of Mortgage Lending certificate through APMW. I have 25 years of experience in mortgage lending. I am focused on finding the mortgage loan option that best fits my customer, one that is a sound loan decision. I am blessed to work with a team that gives our customers service at the level of a private bank experience. I am active in the Downtown Oklahoma City Lions Club, Central Oklahoma Home Builders and the Association of Professional Mortgage Women.

  • Constance Ladd
  • Oklahoma
  • MLO #561549
  • 405.241.0832
  • Apply Now
  • I have had experience with every mortgage loan option available, from FHA, VA and conventional home loans. I’ve also worked in every aspect of the business, including loan origination, loan processing, underwriting, compliance and FHLP guidelines and systems. I am a certified first time home buyer’s instructor and love giving classes to empower people to move through the mortgage home loan process with confidence. I’m active with the Edmond Board of Realtors, the Oklahoma City Metropolitan Association of Realtors and the Oklahoma Association of Realtors. I volunteer for Habitat for Humanity and the Salvation Army Christmas Angel Trees.

  • Jan Lacey
  • Colorado
  • MLO #755417
  • 719.866.6333
  • Apply Now
  • There are many factors involved when getting a home loan – interest rates are only one element of the complete package. I will help you consider all your options so you can concentrate on finding your dream home.  As a Colorado native, I started in the mortgage industry 22 years ago. Prior to originating loans, I assisted loan originators with processing and underwriting loans. I specialize in new construction and military financing. I have been actively involved in the Home Builders Association and the Women’s Council of Realtors. Purchasing a home is one of life's most important transactions - let my experience bring you home.

  • Scott Ryden
  • Colorado
  • MLO #1833799
  • 719.866.6334
  • Apply Now
  • I have been in banking for ten years, the first three in client services and personal banking. I joined Kirkpatrick Bank in 2013 as a Business Banking Representative. I am a graduate of Pikes Peak Community College and a founder of a non-profit, 1Hope for Cancer. I serve on the finance committee for Pikes Peak Regional Trails and Open Spaces Coalition. I feel fortunate to be launching a career in mortgage lending under Wayne Bland’s mentorship and working with such a great team.

Mortgage Operations


  • Terri Wirtz
  • Operations Manager & Underwriter
  • Oklahoma
  • MLO #561553
  • My life’s career has been in residential lending with the past 19 years as an underwriter.  I have experience in all aspects of the loan process from origination to closing.  I am a Direct Endorsement underwriter with FHA.  I have total confidence in our team.  I’d put our team up against anyone in the industry because we take care of each customer as the VIP they are. Your loan is going to be right for you, accurately prepared, and closed on time!

  • Suzanne Jackson
  • Oklahoma
  • MLO #561550
  • I make sure your loan file is ready and organized for approval. I check and recheck all the critical information.  When you begin your mortgage loan application, I work with everyone involved in the process, making sure everything is accurate, moves smoothly and is completed in a timely manner. I have been in the mortgage lending business for 22 years and I still love the thrill of helping people make their dream of homeownership come true.

  • Regina Lewis
  • Oklahoma
  • I am the person who finalizes your mortgage loan.  I was a Realtor for 10 years prior to getting into mortgage lending, working in the banking environment since 1981. I coordinate all the steps of the loan closing, to provide detailed and accurate financial numbers for you, as well as making certain your loan documents are ready and delivered to closing on time.

  • Katie Young
  • Oklahoma
  • I work with our investors that will service your loan.   My job is to ensure the transition is smooth, complete and accurate in order to provide the great customer service relationship you deserve. I am available to you as well if you have questions or concerns.


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