Personal Banking
How to open a personal bank account
Every new personal checking account includes:
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Free Debit Card
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Free Internet Banking
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Free Bill Pay
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Free Mobile Banking
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Free Mobile Deposit
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Free eStatements with online check images
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Free access to over 25,000 Kirkpatrick Bank and MoneyPass ATMs Nationwide
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Kirkpatrick Bank will not charge you a fee for using an out-of-network ATM
Simply Free Checking
A FREE account for everyone!
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50 Plus Interest Checking
A perfect account for customers 50 and better!
- Free standard checks
- Competitive interest
- No minimum balance
- No monthly maintenance fee
- Open with $50
Direct Interest Checking
Earn Interest with the convenience of direct deposit or any automatic payment!
Preferred Interest Checking
An account for those interested in higher interest!
- Free standard checks
- Higher interest rate with a balance of $1,500 or more
- Competitive interest if daily balance falls below $1,500
- Only $10 monthly maintenance fee if minimum daily balance falls below $1,500
Savings Options
| MONEY MARKET | BASIC SAVINGS | MINOR SAVINGS | |
| Minimum Opening Deposit | $2,500.00 | $100.00 | $0.01 |
| Monthly Maintenance Fee | $10.00 | $5.00 | None |
| Balance Requirement to Waive Fee | $2,500 Avg Daily | $100 Avg Daily | None |
| Automatic Transfers from Other Accounts | Yes | Yes | Yes |
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