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Personal Banking

Kirkpatrick Bank card products use chip technology.  

Watch this video to learn more:  

Debit Cards

Debit cards can be used to make purchases or to withdraw cash from an ATM. Our debit cards have fraud protection and can be replaced if lost or stolen. Even better, by using CardValet, our mobile app for debit cards, you can turn the card on or off, control spending limits, and set other restrictions.  

Personal Credit Cards

Kirkpatrick Bank offers consumer credit cards through our partnership with TCM Bank, N.A.  Kirkpatrick Bank customers have the opportunity to take advantage of a rewards card program that offers great benefits and discounts. Cards are issued by TCM Bank, N.A. and subject to credit approval.

Click here to apply or for more information

For current card holders, click here to access your credit card account. You will be able to view your account transactions, statements, make a payment, and more.


To sign up or view the reward point catalog, visit www.cRewardscard.com

Introducing CardValet

Kirkpatrick Bank now offers a mobile app to help you protect your Kirkpatrick Bank debit card from fraud, control spending, and keep track of expenses. It’s simple to install and use. It will allow you to:  

  • Turn your card on and off
  • Set locations where the card can be used
  • Restrict transactions based on merchant type
  • Set transaction amount limits
  • Schedule alerts for certain types of transactions (to receive alerts for multiple cards, set your phone as the primary device)
  • View account information and transaction details including, merchant name & location, amount and status (pending, accepted, denied)
  • Add tags to classify expenses as personal, business or family

Preferences can be established to help control spending for dependent or employee cards and reduce the chance of fraudulent transactions. 

Visa TravelMoney Card

Kirkpatrick Bank offers the Visa TravelMoney Card, a prepaid reloadable card.  The Visa TravelMoney Card can be used everywhere Visa Debit is accepted worldwide and  for ATM access at any Visa and PLUS ATM worldwide, so you can make purchases or get cash in local currencies without the hassle and cost of foreign exchange.

The Visa TravelMoney Card also includes:  Visa Travel and Emergency Assistance, Visa Purchase Security, Lost Luggage Reimbursement, emergency cash and card replacement, and Visa's Zero Liability protection.

Cards may be loaded in amounts ranging from $4 to $5,000.  Transactions are automatically tracked and can be reviewed online or by phone.

Visa TravelMoney Cards are available for purchase at any Kirkpatrick Bank location.  Disclosures provided at the location.

Visa Gift Cards

Visa Gift Cards may be purchased in amounts ranging from $25 to $1,000 and are valid for 5 years.  Gift Cards may be used for personal occasions like birthdays, graduations, holidays, and are also a great way to recognize or reward employees, customers, and others important to your business.

Available for purchase at any Kirkpatrick Bank location. 


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