Personal Loans

How to get a personal loan

Personal Loans

Kirkpatrick Bank personal loans are simple interest loans with NO prepayment penalty. You receive discounts with automatic payment from a Kirkpatrick Bank checking account. We offer quick decisions, flexible terms, and pre-approved loans. Personal Loans can address a variety of needs, including:  

    New or used car, Recreational vehicle, Motorcycle, Boat, General consumer purpose loan.


Please download, complete and print the application form and return it via mail or fax. Do NOT email.   




Oklahoma fax:  405-341-9125     Colorado fax:   719-866-6311



Real Estate Loans

A Home Equity Loan is a great way to finance home improvements, education, vacations, or debt consolidation. Consult with your tax advisor to see how this loan may benefit you.




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Home Equity Line of Credit

The Home Equity Line of Credit allows flexibility to obtain funds as needed, unlike a traditional second mortgage, which provides funds all at once. An available balance is established within the credit line, against which checks may be written to cover a wide range of needs, including college tuition, home improvement, or a new business start-up.  


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  The Kirkpatrick Bank Home Loans team is here to assist you with finding the right mortgage application for you and assisting you through every step of the process. We offer the following loan types: Residential, Commercial, Multi-Family Construction Loans, Conventional, Jumbo, VA, FHA, Private Bank Portfolio Financing  


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