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Personal Banking

Kirkpatrick Bank personal loans are simple interest loans with NO prepayment penalty. You receive discounts with automatic payment from a Kirkpatrick Bank checking account. We offer quick decisions, flexible terms, and pre-approved loans.   Personal Loans can address a variety of needs, including:  

  • New or used car; Recreational vehicle;  Motorcycle; Boat
  • General consumer purpose loan

Home Equity Loans

A home equity loan is a great way to finance home improvements, education, vacations or debt consolidation. Consult with your tax advisor to see how this loan may benefit you.

Flex Equity Loans

The Flex Equity Loan allows flexibility to obtain funds as needed, unlike a traditional second mortgage, which provides funds all at once. An available balance is established within the credit line, against which checks may be written to cover a wide range of needs, including college tuition, home improvement, or a new business start- up. 

Loan Application         


  Residential, Commercial, Multi-Family Construction Loans, Conventional, Jumbo, VA, FHA, Private Bank Portfolio Financing 

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