Privacy Policy


Click here to download the Kirkpatrick Bank Privacy Notice (PDF). 


Click here to view the Kirkpatrick Bank Mobile Privacy Notice




Welcome to Kirkpatrick Bank's website. In this section, we will explain our policy regarding any personal information you might supply to us when you visit this website. As a matter of principle, Kirkpatrick Bank is committed to safeguarding your personal information obtained through our website the same way we protect information obtained through any of our other delivery channels—at our main bank, branch, our ATMs, and by telephone.


At Kirkpatrick Bank, the gathering, maintaining, and sharing of information within our organization is paramount in providing you with effective and convenient banking products and services. Also, to serve you effectively and conveniently, we have to utilize modern technology and consumer information. However, we realize you are concerned about privacy and our use of the personal information you give us. Accordingly, we pledge to continually review our procedures and policies in the interest of protecting your privacy. Our Internet privacy policy, briefly described below, is included in our comprehensive customer information privacy policy that has been disseminated to all of our employees.


Collection, Use, Retention, and Destruction of Consumer/Customer Information Kirkpatrick Bank collects, uses, and retains certain personal information through our website to identify and communicate with you. We collect and use this information to provide you with products and services that you initiate; to help us respond to specific questions that you ask, and to inform you about other financial services that may be of interest to you. We may also use this information to comply with certain laws and regulations that may apply to us and to help us design or improve our products and services.


As a general policy, Kirkpatrick Bank does not automatically collect or store information concerning visitors to our website. However, we will collect and store general information such as The name of the domain from which you access the Internet (for example, if you are connecting from the Microsoft Network or if you connecting from America Online). The Internet address of the website from which you linked directly to our site if any (for example, if you find us using the Yahoo search option). The type of web browsing software you are using to view our site such as Netscape Communication or Microsoft Internet Explorer. The date and time you access our site. Additionally, after consumer/customer information is collected, the Bank will retain such information only as long as it is useful to the administration of a consumer/customer’s relationship or the provision of particular products and services to a consumer/customer or as required by Federal and state mandates. Afterward, such information will promptly be destroyed.


Maintenance of Accurate Information

We strive to ensure our records are up-to-date and precise in accordance with commercial standards. We also have procedures for timely correction of inaccurate information after we become aware of the inaccuracy. In addition, various state and federal laws impose specific obligations and standards on us with respect to the accuracy of information we maintain, and the correction of erroneous information. If you ever find that our records are incomplete, inaccurate or not current, please call the telephone number on your account statement; contact us via postal mail or contact us by E-mail. Subsequently, pending investigation, we will correct the information in a timely manner.


Employee Access to Customer Information

All Kirkpatrick Bank employees are required to follow our customer information privacy policy. The policy provides that all employees are obligated to keep our customer’s personal information confidential and never discuss or disclose such information inside or outside of Kirkpatrick Bank unless required to transact proper bank business.


Kirkpatrick Bank has policies and procedures restricting access to personal customer information to those employees with a business reason to know such information. We educate our employees to recognize the importance of client confidentiality and we have reserved the right to take appropriate disciplinary measures to enforce employee confidentiality responsibilities.


Protections of Information and Account Data

Customer records are stored in a secure location at all times. Computer-generated customer information is protected by a robust encryption* technology. Kirkpatrick Bank maintains security standards and procedures to help prevent unauthorized access to your personal customer information. Additionally, we continuously update and test our technology to improve the protection of our information about you and to assure the integrity of that information.


Restrictions on Disclosure of Account Information

We do not disclose personal information (i.e., deposit and credit card account numbers or access codes) about customers to nonaffiliated third parties for their independent use, except for the exchange of information with reputable information reporting agencies, to maximize the accuracy and security of such information, or in the performance of bona fide corporate due diligence, unless:

  • The information is provided to help complete a customer-initiated transaction;
  • The customer requests it;
  • The disclosure is required by law (e.g., subpoena, summons, or warrant, etc.);
  • The customer has been informed about the possibility of disclosure for marketing or similar purposes through a prior communication and is given the opportunity to decline (i.e., "opt-out").


Disclosure of Privacy Principles to Customers

We want you to understand our commitment to customer information privacy and our use of information. For this reason, we have prepared these privacy guidelines.

This policy specifically applies to individuals. Kirkpatrick Bank reserves the right to make changes to this policy and to our related procedures at any time. As we make changes to our policy, we will update this Web page. Unless specifically authorized by beneficiaries, our customer information privacy policy prohibits disclosure to parties outside the Bank, of the existence or administration of a trust, except to comply with a law, regulation, or judicial proceeding or as deemed necessary in the administration of the trust.



We preserve the content of your email, your email address, and our response so that we can better serve you. Depending on the content of your email, we may be required by existing laws and regulations to keep this information.

If you send an Email to us, please remember that Email is not secure against interception. If your email contains information that is very sensitive or includes personal information such as an account number, charge card number, or Social Security number you may want to send this information via postal mail.


Specific Website Information


Information we get from you when visiting our website.


We use cookies and similar technologies to identify your browser or device. Cookies are text files containing small amounts of information which are downloaded to your device when you visit a website. Cookies do not contain any data that enables us to determine your actual identity, and they are useful because they allow a website to recognize a user’s device. You can find more information about cookies at Cookies do lots of different jobs, like letting you navigate between pages efficiently and remembering your preferences, and generally improve the user experience. They can also help to ensure that advertisements you see online are more relevant to you and your interests. Pixel tags are small, invisible images on a webpage or other document that allow us to set, read, and modify cookies. When you visit a website, the pixel tag helps us better understand how you interact with our website by observing which pages you visited. We use analytics tools and other third party technologies to collect non-personal information in the form of various usage and user metrics when you use our site or online services. These tools and technologies collect and analyze certain types of information, including cookies, IP addresses, device, and software identifiers, referring and exit URLs, onsite behavior and usage information, features use metrics and statistics, usage and purchase history, MAC Address, mobile unique device ID, and other similar information. The third-party analytics companies who collect information on the Site and/or other online products and/or services may combine the information collected with other information they have independently collected from other websites and/or other online or mobile products and services relating to your activities across their network of websites as well as online and/or mobile products and services. Many of these companies collect and use information under their own privacy policies.


Opting out and your privacy rights


To learn more about or opt-out of interest-based advertising, please visit the industry opt-out pages operated by the Network Advertising Initiative and by the Digital Advertising Alliance To obtain more information and/or to opt-out of personalized advertising for Google and its partners' sites, use the following link: Please note, even if you opt-out of interest-based advertising, you may still see other kinds of non-interest-based advertising from us.


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