Welcome to Kirkpatrick Bank's website. In this section, we will explain our policy regarding any personal information you might supply to us when you visit this website. As a matter of principle, Kirkpatrick Bank is committed to safeguarding your personal information obtained through our website the same way we protect information obtained through any of our other delivery channels—at our main bank, branches, ATMs, secure digital transfer, and by telephone.
At Kirkpatrick Bank, the gathering, maintaining, and sharing of information within our organization is paramount to providing you with effective and convenient banking products and services. Also, to serve you effectively and conveniently, we must utilize modern technology and consumer information. However, we realize you are concerned about privacy and our use of the personal information you provide us. Accordingly, we pledge to continually review our procedures and policies in the interest of protecting your privacy. Our Internet privacy policy, briefly described below, is included in our comprehensive Privacy Policy that has been disseminated to all Kirkpatrick Bank employees.
Kirkpatrick Bank collects, uses, and retains certain personal information through our website to identify and communicate with you. We collect and use this information to provide you with products and services that you initiate, to help us respond to specific questions that you ask, and to inform you about other financial services that may be of interest to you. We may also use this information to comply with certain laws and regulations that may apply to us and to help us design or improve our products and services.
As a general policy, Kirkpatrick Bank does not automatically collect or store personal information about visitors to our website. However, we may collect and store general information such as the domain name from which you access the Internet, the Internet address of the website that refers to our site if applicable, the type of web browser you are using, and the date and time you access our site. Additionally, after consumer or customer information is collected, the Bank will retain such information only as long as it is necessary for managing the сustomer relationship, providing products and services, or as required by federal and state regulations. Afterward, this information will be
securely destroyed.
We strive to ensure our records are up-to-date and precise in accordance with commercial standards. We also have procedures for timely correction of inaccurate information after we become aware of the inaccuracy. In addition, various state and federal laws impose specific obligations and standards on us with respect to the accuracy of information we maintain, and the correction of erroneous information. If you ever find that our records are incomplete, inaccurate or outdated, please contact us. Subsequently, pending verification, we will correct the information in a timely manner.
All Kirkpatrick Bank employees are required to follow our Privacy Policy. The policy provides that all employees are obligated to keep our customers’ personal information confidential and never discuss or disclose such information inside or outside of Kirkpatrick Bank unless required to transact proper bank business.
Kirkpatrick Bank has policies and procedures restricting access to personal customer information to those employees with a business reason to know such information. We educate our employees to recognize the importance of client confidentiality and we have reserved the right to take appropriate disciplinary measures to enforce employee confidentiality responsibilities.
Customer records are stored in a secure location at all times. Computer-generated customer information is protected by robust encryption technology. Kirkpatrick Bank maintains security standards and procedures to help prevent unauthorized access to your personal customer information. Additionally, we continuously update and test our technology to improve the protection of our information about you and to assure the integrity of that information.
We do not disclose personal information (i.e., account numbers or access codes) about customers to nonaffiliated third-parties for their independent use, except for the exchange of information with reputable information reporting agencies, to maximize the accuracy and security of such information, or in the performance of bona fide corporate due diligence, unless:
We want you to understand our commitment to customer information privacy and our use of information. For this reason, we have prepared these privacy guidelines.
This policy specifically applies to individuals. Kirkpatrick Bank reserves the right to make changes to this policy and to our related procedures at any time. As we make changes to our policy, we will update this web page. Unless specifically authorized by beneficiaries, our Privacy Policy prohibits disclosure to parties outside the Bank, of the existence or administration of a trust, except to comply with a law, regulation, or judicial proceeding or as deemed necessary in the administration of the trust.
We retain the content of your email, your email address, and our response so that we can better serve you. Depending on the content of your email, we may be required by existing laws and regulations to keep this information.
If you send an email to us, please remember that email is not secure against interception. If your email contains information that is sensitive in nature or includes personal information such as an account number or social security number, you may want to send this information via a secure method.
Information we get from you when visiting our website
We use cookies and similar technologies to identify your browser or device. Cookies are text files containing small amounts of information which are downloaded to your device when you visit a website. Cookies do not contain any data that enables us to determine your actual identity, and they are useful because they allow a website to recognize a user’s device. You can find more information about cookies at https://allaboutcookies.org .
Cookies do lots of different jobs, like letting you navigate between pages efficiently, remembering your preferences, and generally improving user experience. They can also help to ensure that advertisements you see online are more relevant to you and your interests. Pixel tags are small, invisible images on a webpage or other document that allow us to set, read, and modify cookies. When you visit a website, the pixel tag helps us better understand how you interact with our website by observing which pages you visited. We use analytics tools and other third-party technologies to collect non-personal information in the form of various usage and user metrics when you use our site or online services.
These tools and technologies collect and analyze certain types of information, including cookies, IP addresses, devices, and software identifiers, referring and exit URLs, onsite behavior and usage information, feature use metrics and statistics, usage and purchase history, mobile unique device ID, and other similar information. The third-party analytics companies who collect information on our site and other online services may combine the information collected with other information they independently collected from other sites and online services relating to your activities across their network. Many of these companies collect and use information under their own privacy policies.
Opting out and your privacy rights
To learn more about or opt-out of interest-based advertising, please visit the industry opt-out pages operated by the Network Advertising Initiative and by the Digital Advertising Alliance. To obtain more information and/or to opt-out of personalized advertising for Google and its partners' sites, use the following link: https://adssettings.google.com. Please note, even if you opt-out of interest-based advertising, you may still see other kinds of non-interest-based advertising from us.
Kirkpatrick Bank is not responsible for the product, service, or overall website content available at this third-party site. Our Privacy Policy does not apply to linked websites and you should consult the privacy disclosures on that site for further information.