How to use an ATM:

Using an ATM or "Automatic Teller Machine" is quick and easy. They are located everywhere!

  • Visit www.kirkpatrickbank.com/locations for a list of our branches and ATMs.
  • Be aware that some ATMs will charge a service fee to make a withdrawal or to check your balance. To avoid fees make sure you use a Kirkpatrick Bank ATM.

To access an ATM you are going to need two things:

  • Your check card
  • Your pin number, which you hopefully have memorized.
  • Safety Tips:
    • Be careful of your pin number. Seriously, don't share any of this info with anyone and don't write it down.
    • Use common sense when using ATMs in public places. If it's nighttime, use an ATM in a well-lit area.

ATM account access - Step 1:

  • OK, first step - put your card into the machine or swipe your card in the machine.
    • There's usually a picture to show you how it goes.
  • Next, select the language (English or Spanish) and enter your pin number.
    • From here, you will be able to do things like check your balance, make a withdrawal, etc.
  • If you want to make a withdrawal, you will be asked if you would like to take money out of your savings or checking account. Choose an account.

ATM account access - Step 2:

  • Select how much money you would like to withdraw. Keep in mind that most ATMs dispense money in 20-dollar increments - $20. $40. $60. Etc.
  • Take the cash as soon as it comes out and put it in a secure spot.
  • Choose whether you would like to do another transaction. Yes or No.
  • Choose whether you want a receipt. Yes or No. The receipt will show how much you withdrew and (usually) how much is left in your account.
    • This receipt is handy for tracking your money and balancing your account balance.

ATM account access - Step 3:

  • Lastly, quickly take your card out of the machine. After 30 seconds, the ATM will suck the card back into the machine to keep it from being stolen. If this happens, you will have to call your bank and get a new one.
    • If your card is lost or stolen, be sure to call your bank immediately and cancel your card!
  • Remember to make a note of this transaction in your check register, or check your online account to confirm it went through.