Kirkpatrick Bank - Business Mobile Banking

Business doesn't stop just because you're away from the office, and some of those important financial decisions can't really just wait until you get back. That's why Business Mobile Banking can be such a crucial tool for you and your company.

No matter where you are, you can use your iPhone® or Android™ smartphone to:

Review transfers and payments
Approve transactions
Deposit checks on the go
And even help protect your company from fraud by reviewing Positive Pay exceptions

Business Mobile Banking puts the power of financial management and supervision right into your hands...
wherever you are, whenever you choose.

What is Business Mobile Banking ?

Business Mobile Banking is our mobile service that brings business banking to your phone. Business Mobile Banking allows you to monitor your account from your phone at any time.

What can I do with Business Mobile Banking ?

Business Mobile Banking allows you to:

Review transfers and payments
Approve transactions
Deposit checks on the go
and even help protect your company from fraud by reviewing Positive Pay exceptions

What phones are supported for Business Mobile Banking ?

Apple iPhone® and all phones using the Android™ operating system are supported. The specific app for each operating system can be found at their respective app store.

Is Business Mobile Banking secure?

Business Mobile Banking uses state-of-the-art encryption and login security to protect your accounts. In addition, Business Mobile Banking applies all user permissions assigned in the online version of your business banking to mobile access.

How can I make a deposit using Business Mobile Banking ?

If you have an iPhone® or Android™ smart phone, simply download the App. Then, log in. You'll key in the amount of the deposit, and take a picture of the front and back of the check. That's it! Within seconds of uploading the transaction, you'll receive a confirmation that the deposit was received successfully.

What types of checks can be processed through Business Mobile Banking ?

All personal and business U.S. checks can be processed through Business Mobile Banking . Checks from Canada and other foreign countries, food stamps, savings bonds and poor image quality checks must be deposited traditionally.

You can transmit mobile deposits to the financial institution 24-hours a day, 7-days a week including weekends and holidays, with the exception of the financial institution's routine maintenance downtime. Deposits will be processed during normal banking hours.

When will deposits be posted into my account?

Deposits received electronically are processed similar to traditional paper deposits during the business day. The financial institution's window for processing electronic deposits may be extended. Contact the bank for details.

What should I do with the original paper checks after deposits are made?

Original checks should be stored for 14 days prior to being destroyed.

How do I prevent checks from being scanned and deposited twice?

The software has built-in duplicate detection tools that detect items already captured. If the software detects potential duplicate checks, an alert prompts you to make a decision about the items in question. Also endorse the back of the check with "For Mobile Deposit Only" as a precaution.

How do I know the image quality is acceptable?

The software has an Image Quality Assessment (IQA) tool that automatically identifies problems with the check image. If a problem is detected, you'll be asked to retake the photo.

Questions about Business Mobile Banking

If you have questions or concerns about Business Mobile Banking , please CONTACT YOUR LOCAL BRANCH
or contact Customer Care at OK 405.341.8222 | CO 719.866.6300 | TF 1.866.262.2657 during normal banking hours.

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