Personal Banking

How to open a personal bank account

Every new personal checking account includes:

  • Free Debit Card 

  • Free Internet Banking 

  • Free Bill Pay

  • Free Mobile Banking

  • Free Mobile Deposit

  • Free eStatements with online check images

  • Free access to over 25,000 Kirkpatrick Bank and MoneyPass ATMs Nationwide 

  • Kirkpatrick Bank will not charge you a fee for using an out-of-network ATM

Simply Free Checking

A FREE account for everyone!

  • No minimum balance
  • No monthly maintenance fee
  • Open with $50

 

 

OPEN ACCOUNT

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50 Plus Interest Checking

A perfect account for customers 50 and better!

  • Free standard checks
  • Competitive interest
  • No minimum balance
  • No monthly maintenance fee
  • Open with $50

 

 

OPEN ACCOUNT

Direct Interest Checking

Earn Interest with the convenience of direct deposit or any automatic payment!

  • Competitive Interest
  • No minimum balance 
  • No monthly maintenance fee
  • Open with $50

 

 

OPEN ACCOUNT

Preferred Interest Checking

An account for those interested in higher interest!

  • Free standard checks
  • Higher interest rate with a balance of $1,500 or more
  • Competitive interest if daily balance falls below $1,500
  • Only $10 monthly maintenance fee if minimum daily balance falls below $1,500

 

 

 

OPEN ACCOUNT

Savings Options

Open An Account  

 

 

  MONEY MARKET BASIC SAVINGS MINOR SAVINGS
Minimum Opening Deposit $2,500.00 $100.00 $0.01
Monthly Maintenance Fee $10.00 $5.00 None
Balance Requirement to Waive Fee $2,500 Avg Daily $100 Avg Daily None
Automatic Transfers from Other Accounts Yes Yes Yes

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