Account Comparison

It's easy to choose the account that's right for you

Minimum Opening Deposit $50.00 $50.00 $20.00
Monthy Maintenance Fee $8.00 N/A N/A
Balance Requirement to Earn Interest $4,000.00 N/A N/A
Interest Rate Tiered N/A N/A
Balance Requirement to Waive Fee
*Total Average daily balance by tax ID
$15,000.00* N/A N/A
ATM/CHECK Cards      
ATM/Check Card Included Included Included
ATM/Check Card - Replacement Included $5.00 $5.00
Cashier's Checks Included $2.00 $2.00
Money Orders Included $2.00 $2.00
American Express Traveler's Checks Included 1% of Total 1% of Total
Temporary Checks Included $1.00 N/A
Internet Banking Included Included Included
E-Statements Included Included Included
Bill Pay Included Included N/A
Check Orders *Standard Checks 2 Boxes Included* Varies N/A
Notary Service for Customer Included Included Included
Medallion Service for Customer $15.00 $15.00 $15.00
Phone Transfer via Customer Service Included $4.00 $4.00
Paper Statements (w/images) Included $4.00/month $4.00/month


Accounts for Minors


Student checking accounts are generally made available for high school students. They are issued a check card. This is NOT a credit card. It works like a check, but has fraud protection. If it is lost or stolen, it can be replaced, unlike cash. Daily spending limits can be set, as well as balance alerts and other messages to advise the teen and the parent of activity or low balances on the account. Parents can manage allowances by setting up recurring transfers from their account to the teen’s account. Having and using bank accounts helps build financial literacy, so we do not charge maintenance fees on these accounts.

An online check register is available to help teens keep track of their spending. (click here)

Click here for a tutorial on operating a checking account for the first time.