It's easy to choose the account that's right for you
|FIRST CLASS||BASIC||STUDENT CHECKING|
|Minimum Opening Deposit||$50.00||$50.00||$20.00|
|Monthy Maintenance Fee||$8.00||N/A||N/A|
|Balance Requirement to Earn Interest||$4,000.00||N/A||N/A|
|Balance Requirement to Waive Fee
*Total Average daily balance by tax ID
|ATM/Check Card - Replacement||Included||$5.00||$5.00|
|Check Orders *Standard Checks||2 Boxes Included*||Varies||N/A|
|Notary Service for Customer||Included||Included||Included|
|Medallion Service for Customer||$15.00||$15.00||$15.00|
|Phone Transfer via Customer Service||Included||$4.00||$4.00|
|Paper Statements (w/images)||Included||$4.00/month||$4.00/month|
Student checking accounts are generally made available for high school students. They are issued a check card. This is NOT a credit card. It works like a check, but has fraud protection. If it is lost or stolen, it can be replaced, unlike cash. Daily spending limits can be set, as well as balance alerts and other messages to advise the teen and the parent of activity or low balances on the account. Parents can manage allowances by setting up recurring transfers from their account to the teen’s account. Having and using bank accounts helps build financial literacy, so we do not charge maintenance fees on these accounts.
An online check register is available to help teens keep track of their spending. (click here)
Click here for a tutorial on operating a checking account for the first time.